In-home care questions

Clear answers for care decisions.

Straightforward information for Central Oregon families comparing care, coverage, caregivers and next steps.

Frequently asked questions

What families ask us most.

Every situation is different. These answers provide a starting point, and our local team can help you understand what applies to your family.

How much does in-home care cost in Oregon, and does Medicare or Medicaid cover it?

AAA In Home Care’s posted self-pay rates currently start at $42 per hour for activities of daily living, with the final cost based on the services and hours in your personalized care plan. We provide a tailored quote after learning what support you need.

Medicare generally does not cover stand-alone non-medical personal care. It may cover qualifying part-time home health aide services when you also need skilled care and meet Medicare’s home health requirements. Oregon Medicaid may cover long-term services for eligible people. Oregon Project Independence (OPI) has no income or asset limit but uses a sliding fee scale, while the Medicaid-funded OPI-M program is free for adults who meet its care, income, and resource requirements. Your local Aging and People with Disabilities or Area Agency on Aging office can confirm eligibility; AAA In Home Care can help you identify the right place to start.

Helpful resources: AAA In Home Care pricing · Medicare home health coverage · Oregon long-term care options

What’s the difference between home care and home health care?

In-home care—sometimes called personal care or non-medical care—helps with everyday activities such as bathing, dressing, meal preparation, light housekeeping, mobility, and companionship. Home health care provides skilled medical services, such as nursing or physical therapy, that are usually ordered by a qualified medical provider after an illness, injury, or hospitalization.

AAA In Home Care is licensed in Oregon as a Comprehensive in-home care agency. That classification allows an agency to provide personal care, medication services, nursing services, and nurse-taught or delegated services within the client’s service plan and the agency’s scope. We’ll help you understand which kind of support fits your situation.

Helpful resources: AAA In Home Care personal care · Oregon in-home care license classifications · Medicare home health coverage

Is AAA In Home Care a licensed agency, and how do I know I can trust you?

Yes. AAA In Home Care LLC is licensed by the Oregon Health Authority as a Comprehensive in-home care agency. Oregon-licensed agencies must follow state standards for operations, caregiver qualifications and training, service planning, records, and client protections under Oregon Administrative Rules chapter 333, division 536.

State oversight gives families a layer of accountability that informal care arrangements do not provide. We’re happy to explain our licensure, policies, and care process, and you can independently verify an Oregon in-home care agency through the Oregon Health Authority’s licensing resources.

Helpful resources: Oregon in-home care licensing and verification · Oregon in-home care agency rules

Are your caregivers background-checked and insured, and how are they matched with clients?

Every AAA In Home Care caregiver completes a thorough screening process, including criminal history background checks through PBSA-accredited screening vendors, before working with clients. Caregivers also complete the training and documentation required for their role under Oregon’s in-home care rules, and services are delivered through the licensed and insured agency.

We match caregivers based on the client’s care needs, schedule, preferences, and personality—not simply who is available first. If a pairing is not working well for you or your loved one, tell us and we’ll work to make an adjustment.

Helpful resources: Oregon in-home care licensing resources

What services do your caregivers provide, and how do I know if my family member qualifies?

AAA In Home Care caregivers can help with activities of daily living such as bathing, dressing, grooming, mobility, and toileting. They can also support meal preparation, light housekeeping, medication reminders, companionship, errands, and transportation. As a Comprehensive agency, AAA In Home Care can support more involved needs through nursing, medication services, and nurse-taught or delegated services when included in the service plan.

There is no program-style eligibility test to begin private-pay care; care is based on the support you or your loved one needs at home. Medicaid, OPI-M, and other assistance programs have their own financial and care-need rules. We can help you identify questions to ask, while the administering agency makes the eligibility decision.

Helpful resources: AAA In Home Care services · Oregon long-term care options

What questions should I ask before choosing an in-home care provider?

Ask whether the agency is licensed by the Oregon Health Authority, which services its license permits, and how caregivers are screened, trained, supervised, and insured. You should also ask how caregivers are matched, what happens if a caregiver is unavailable or the match is not right, how the care plan can change, and how the agency protects personal health information.

AAA In Home Care welcomes these questions. Every caregiver completes PBSA-accredited criminal background screening before working with clients, and we’re happy to walk you through our training, matching, privacy, and continuity-of-care practices so you can compare providers confidently.

Helpful resources: Oregon in-home care licensing and verification

Still have questions?

Talk through your options with a local care professional.

Request a free consultation Call 541-362-1369